Recently I had a neighbors tree fall on the back side of.

Aug 02, In past storms, your neighbor's tree may have broken a large branch that did not fall from the tree.

However, homeowners insurance usually won't cover loss or damage caused by negligence or a maintenance-related issue.

That leaves the risk that the branch could fall and cause damage. Your neighbor would be liable for his neglect.

It helps your insurer's subrogation case immensely if you have documentation about your neighbor's at-risk trees. When a tree falls over onto a neighbor's property, a homeowner is often left to wonder if he or she is liable. Most people assume that they are liable since it is their tree. However, this is not always true. When a tree falls over onto a neighbor's property, that neighbor should submit a claim to his or her insurance company immediately.

In most American states, if your tree or any part of it falls on your neighbors' property and causes damage to their property through no fault of your own (due to a snow storm, winds, hurricane, or other so-called"act of God"), you are not bushhaul.barted Reading Time: 6 mins.

Jul 30, If a tree falls down into another’s person’s yard due to natural causes like a storm, the tree owner is not liable. The tree owner is responsible, if he’s been warned to take it down and he didn’t. If your neighbor’s trees are a threat to your property – if they look weak, rotting, or Estimated Reading Time: 3 mins. Jan 18, If an otherwise healthy tree or limb fell during a bad storm, the homeowner may be able to rely upon an “act of God” defense.

As a property owner, one has an obligation to regularly inspect their property and remove or repair anything that may present a risk of harm to others.

The insurer will have to also investigate the claim and defend the homeowner if he or she is sued by the neighbor whose property the tree fell on.

Feb 15, It’s possible for you to be held responsible for resulting damage to your neighbor’s house or property, if your tree falls due (in whole or part) to your own neglect.

One of the best things to do is to regularly have large trees trimmed. (The Tree Care Industry Association lists accredited tree Estimated Reading Time: 3 mins.