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Jan 11, Are trees and branches that fall on your car covered under your auto insurance policy? The simple answer is yes, it’s covered, but only if you have comprehensive coverage. The two main types of insurance coverage that protect your own vehicle are collision and comprehensive coverage. Sep 27, If your vehicle was damaged by a fallen tree or tree limbs that were located on someone else’s property, then that person may be liable for covering your damages.

This coverage would fall under the responsible party’s insurance policy, meaning you would work with that party’s insurance carrier to resolve your claim and get your vehicle repaired or replaced.

The cost to remove the tree would also be covered.

Nov 12, 5. Your car insurance may cover damage to your vehicle from a fallen tree. If a tree falls and damages your car, Oklahoma auto insurance would be the policy to respond, not your homeowners insurance, as long as you have physical damage coverage. If you don’t have physical damage car then your personal auto policy won’t cover repairing your Estimated Reading Time: 4 mins.

Sep 17, Comprehensive coverage will repair damages to your car caused by fallen trees, plus hail damage. If you collide with a fallen tree while driving, this will be covered by your collision coverage insurance. The best protection for your vehicle is storing it in a garage; if you don't have this option, you may want to consider comprehensive coverage.

Apr 02, Keep in mind that comprehensive auto insurance does not cover the removal of fallen trees or branches, just the damage they can do to your car. You’ll need to find another way to cover the cost of the debris removal. If the tree was at your home.